Insurance Law

Dealing with home repairs after property damage may be complicated, but a claim denial makes this situation even worse. Policyholders should know their rights. Disputing a denial or settlement Policyholders hold rights under Nevada’s insurance law. But they need to...

Umbrella insurance carriers would expect fewer claims on their policies than, for example, a carrier that provides a typical homeowner’s policy or private automobile policy. This is because the idea behind umbrella coverage is that it only is used as a last resort....

If you have to turn to an insurance company after a car accident, a medical event, or damage is caused to your home, you might feel like you have the support that you need. After all, you’ve been paying your premiums, and those who work for the insurance company seem...

Sometimes, despite a Nevada individual’s or business’ best efforts, their court case will not go as they had hoped. If they initiated litigation in Reno or Las Vegas state courts, the local judge or jury might decide that the person should not get the relief they...

In many cases involving personal injury or property damage, an insurer may choose to deal directly with the injured party in trying to negotiate a settlement of the claim. If an insurer chooses this route, the Uniform Claims Settlement Practices Act requires that the...

After a car accident, the types of injuries that are reported to insurance companies are commonly impact injuries readily apparent. However, traumatic brain injuries can take days or weeks to become apparent. Indeed, this is often why insurance companies seek to get...

In addition to having a statute prohibiting insurance carriers from being unfair when settling claims, Nevada still recognizes what is called common law bad faith. Both laws are supposed to protect policyholders from harm. An insurance company may not refuse to honor...

Arson fraud is insurance fraud committed by property owners who deliberately set fire to their property in order to collect from their insurance company. Arson is an illegal activity that costs insurance companies millions of dollars each year. There are many...

For those new to the area, when they called to transfer their auto insurance, the rate was probably higher than where they moved. Why? Because Nevada has some of the most dangerous drivers in the United States. The study The organization, Car Insurance Comparison,...

Most residents of Nevada understand that they must carry certain minimum amounts of liability insurance in order to obtain a driver’s license. However, these same residents often do not understand how much insurance they must carry and the penalties for failing to...