Insurance Law

If you have an umbrella insurance policy, you may think that you are fully protected from any liability claims that exceed your primary insurance limits. However, there are some situations where your umbrella insurance company may deny your claim or refuse to pay the...

A home is often a person’s largest investment and to protect that investment, they often rely on homeowners’ insurance. There are some situations, however, when a homeowners’ insurance claim is denied. The policyholder may be able to appeal the decision and there are...

Car crashes mean many things, but one thing it always means is dealing with insurance companies. Depending on the circumstances of the accident and the type of insurance coverage you have, you may file either a first-party claim or a third-party claim. First-party...

People in Nevada have insurance for many different things. They have insurance for their vehicles, homes, medical needs, lives and other pieces of property. They have insurance for these aspects of life to protect themselves from incurring massive expenses they would...

The duties of an insurance company may seem relatively simple on the surface. An insurer has the duty to pay valid claims brought by the policyholder and the insurer must defend the policyholder in potential lawsuits. Any lack thereof is bad faith. However, things are...

Insurance companies can help protect business policyholders if they are sued. The duty to defend policyholders for a covered lawsuit is an important policy benefit allowed under insurance law. Duty to defend This is the insurance company’s obligation and duty of...

In general, both insurers and policyholders expect that the policy they are parties to will continue until the end of its term. After the end of the policy’s term, it may or may not be renewed by either the insurer or the policyholder. However, sometimes situations...

Insurance is a necessary part of every Nevada resident’s life. This is true whether it is auto insurance, business insurance, health insurance or property insurance. A fundamental aspect is paying premiums when they are due. They must make sure they are caught up on...

Insurance fraud results in estimated losses in the United States of over $306 billion annually. These losses not only impact insurance companies, but ultimately affect consumers through higher premiums. Common types of insurance fraud Insurance fraud takes many forms....

Many residents of Nevada have had unhappy experiences with insurance companies. These residents do not always understand that an insurance policy is nothing more – and nothing less – than a business contract that imposes specified legal duties on each party. The...